We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. #LI-Hybrid The Payment Risk team is responsible for developing a suite of risk products for Plaid’s customers to manage risk in bank payments. This team delivers sophisticated risk predictions as well as direct signals through public APIs that customers use to understand and manage risk on their payment flows. As a software engineer on the payment risk team, you will work on tooling and infrastructure that facilitates the development of our machine learning based risk models, from data and feature pipelines to model evaluation framework. You will also work on model serving infrastructure to support real time risk assessment based on large amounts of data at low latency. Your work will contribute to the rapid growth of an innovative product. Responsibilities Build products with real impact: your work will touch tens of millions of end-users, the best applications in FinTech, and major financial institutions
Develop tools and infrastructure for quick iteration on machine learning features and models
Passionate about applying Machine Learning to real-world problems, especially financial fraud
Technical leadership in engineering excellence and mentorship
Qualifications 4+ years of software engineering experience
Experience in building production infrastructure for machine learning feature engineering or model training, evaluating, and deploying
End-to-end process ownership and customer obsession
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid! Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com. Please review our Candidate Privacy Notice here .
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We believe that the way people interact with their finances will drastically improve in the next few years. We're dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid's network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. #LI-Hybrid [Current] We believe the next evolution of Credit products at Plaid is to drive deeper into insights and make our products easier to use. By investing in insights, we can help our customers better evaluate raw data to provide a more complete and equitable view of an end user's financial health. The Assets Team is responsible for building on top of the Credit organization's technical foundations to (1) ship insights driven products which address needs in the lending lifecycle and (2) reduce the time it takes for customers to get value from Plaid suite of Credit products. This team works closely with product and legal to think through product requirements and compliance constraints, translating those inputs into insights driven products. [Future] Our north star is to have the Plaid Credit suite become the default analytics suite for risk assessment in the credit ecosystem. To achieve this, there are a number of opportunities on our mid-term horizon to expand the ways clients leverage Plaid Credit products. These projects include execution on the next evolution of an insights driven asset report product, architecting monitoring solutions to capture more of the lender lifecycle, and building out partnerships to better distribute Plaid credit products. This team also plans to capture this value in a credit dashboard to make our Credit suite of products easier to integrate with and use - delivering more value, faster. You will be responsible for working full-stack to plan, design, and build the next generation of Credit products. You'll work closely with cross-functional partners from Product, Compliance, and Design to deliver new solutions for our Clients. You'll have opportunities to learn new technologies and languages, and to grow as a project owner as we explore ambiguous problem spaces. Responsibilities <ul><ul><li>You will work closely with a highly iterative, cross-functional team to understand product requirements and legal constraints to build next-generation Credit products. </li><li>You will deeply understand client needs and architect solutions tailored to their use cases.</li><li>You will partner with other teams within the Credit group, working closely with other engineering teams as well as Design, Data Science, and more to iterate on and productionize new products.</li><li>You will have the opportunity to architect efficient, scalable services paired with well-designed UI as we work closely with our clients.</li><li>You will own and lead projects, step up as a trusted member of the team's oncall rotation, advocate for technical and process changes, and follow best practices to increase overall system reliability.</li></ul></ul> Qualifications <ul><ul><li>Excellent coding and testing skills</li><li>Experience working in large scale backend systems</li><li>Experience as a project lead, or desire to quickly take on that responsibility</li><li>[Very-nice-to-have] strong communication skills</li><li>[Nice-to-have] Experience with Python, Golang, SQL, and/or AWS</li></ul></ul> $143,640 - $197,640 a year Target base salary for this role is between $143,640 and $197,640 per year. Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans. Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid! Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com. Please review our Candidate Privacy Notice here.

We believe that the way people interact with their finances will drastically improve in the next few years. We're dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid's network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. #LI-Hybrid The Investments team gives users tools to manage their investments in securities and cryptocurrency to optimize their financial wellness. We own the Plaid investments product end to end from the frontend user experience to the back end bank data integrations. Our B2B customers include some of the biggest Personal Finance Management and Wealth Advising application users. You will build industry bar-setting new products for users to understand and control their investments. Your work will be a key unlock to land and retain Plaids customers in Personal Finance Management and Wealth Advising from our largest enterprise clients to the newest disruptive startups. Responsibilities <ul><ul><li>Build new Investments products from the ground up, creating new capabilities for Plaid and for the fintech industry as a whole.</li><li>Work hand-in-hand with product and design to define what our products are and how they work.</li><li>Create well-crafted, maintainable code while striving for clarity and simplicity.</li><li>Design new systems inside our architectural ecosystem with mentorship from experienced Plaids.</li><li>Get to know our customers face to face and deeply understand their problems.</li><li>Own ambiguous problems and bring your creativity and grit to bear on problem solving.</li></ul></ul> Qualifications <ul><ul><li>At least one year professional software engineering experience. Experience writing high quality, maintainable code.</li><li>High ownership. You are excited to roll up your sleeves and figure things out that don't have precedent at Plaid.</li><li>Customer empathy. You want to be face to face with customers to understand their needs and design Investments products together.</li><li>[Nice to have] Personal or professional experience working with investments data. </li></ul></ul> $143,640 - $197,640 a year Target base Salary for this role is $143,640 - $197,640 per year. Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans. Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid! Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com. Please review our Candidate Privacy Notice here.

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Software Engineer Plaid Jobs

Experienced Software Engineer Payment Risk Machine Learning InfrastructureSeptember 3, 2024

Software Engineer CreditAugust 17, 2024

Software Engineer InvestmentsAugust 14, 2024

Quick filters

Top companies

Experienced Software Engineer Payment Risk Machine Learning Infrastructure
September 3, 2024

Software Engineer Credit
August 17, 2024

Software Engineer Investments
August 14, 2024