Why USAA? Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, or Phoenix, AZ. Relocation assistance is not available for this position.

Leads risk management oversight for a line of business or staff agency in key risk identification, measurement, monitoring, control, and reporting. Drives the understanding and management of risk through appropriate practices and processes.

Takes ownership of assessing and overseeing business exposures including key and emerging risks.

Leads activities that monitor the risk and control environment and provide effective challenge to internal and external partners to ensure that exposures are kept at acceptable levels.

Raises and reports risks to the appropriate governance bodies.

Leads and drives complex initiatives and cross functional teams within the Chief Risk Office, across multiple bank business functions, and potentially across the Enterprise that drive successful problem resolution.

Leverages broad enterprise knowledge and/or expert knowledge of core business discipline(s), products, and processes.

The Opportunity
What you'll do:
Identifies, seeks, and successfully influences key partners across the Bank business executive leadership to support the identification, assessment, aggregation and the overall management of risks and controls.
Presents findings and recommendations to various levels of leadership and management committees and successfully communicates with and influences Bank executive leaders to adopt recommendations to improve the risk and control environment for the Bank.
Creates and effectively manages strong partnerships with the Bank and other risk and control functions including Business Risk and Control, Compliance and Operational Risk Testing (ECORT) among others to drive successful results and alignment on key risks.
Routinely communicates results of oversight activities including monitoring and risk assessments to governance committees’ business process owners and various levels of leadership in the bank and influences decision making.
Develops processes and procedures for successful implementation of new risk policies, practices, appetites, and solutions to ensure well-rounded understanding and management of Bank risks according to industry standard methodology.
Develops Bank risk tools, and methodologies to measure, monitor, and report risks based on established strategy.
Applies expert knowledge and independent critical thinking to use or produce analytical insights for discussion with cross functional teams to understand bank business objectives and influence solution strategies.
Leads, assembles, and facilitates cross-functional teams to identify, assess, aggregate, and mitigate current and emerging risk events.
Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area.
Formulates and reviews stress test plans for bank.
Evaluates results, and frames contingency plans in partnership with bank partners.
Crafts key communications to be delivered to bank executives and board members.

What you have:
Bachelor's degree in Risk Management, Business, Finance, or a related field and 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.
8 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree/designation in Risk Management, Business, Finance, or other subject area relevant to risk management and 6 years of work experience in a subject area relevant to risk management.
Advanced risk management experience in a complex institution and/or highly matrixed environment.
Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management, which results in influencing business outcomes.
Experience leading and directing solution-oriented work with both internal and external partners in a highly collaborative environment.
Demonstrated critical thinking and proven knowledge of data analysis tools and techniques. Decision-making abilities, to include proven ability to effectively make data-driven decisions.
Proactively identifies potential concerns and follows-up to resolve issues.
Advanced knowledge of Microsoft Office products including Excel and PowerPoint.
Knowledge of federal regulation 12 CFR Part 30, including Appendices A and D and with federal supervisory guidance, to include:
OCC Documents: Large Bank Supervision Handbook; OCC Safety and Soundness Handbooks - Internal Controls, Corporate & Risk Governance, Retail Lending; and key OCC bulletins - Model Risk Governance, Model Risk Management, New Products and Services Risk Management, Third Party Risk Management, Technology Risk Management, Stress Testing, and Operational Risk
Federal Reserve Documents: Consolidated Supervision Framework for Large Financial Institutions; Federal Reserve Board Bank Holding Company Supervision Manual
FFIEC Manuals and Handbooks to include: Banking, General understanding of federal laws, rules, and regulations, to include: CRA; ECOA; FCRA; MLA; SCRA; Regulation DD; Regulation E; Regulation Z; BSA/AML; and UDAP/UDAAP
Laws and Regulations for illustrative purposes. Roles would need an understanding of all federal and state laws and regulatory guidance applicable to the organization and responsibilities of the role.

What sets you apart:
Experience with Regulatory Exams, Audits, Internal Risk Assessments, and Reviews.
Issue management life cycle experience. Exposure to Controls infrastructure including process risk identification, controls mapping, testing and gaps closure.
Experience with executive communications and presentations, independently lead stakeholders engagements and meetings
US military experience through military service or a military spouse/domestic partner [optional]

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:
Compensation:  USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $138,230 - $264,200 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits:  At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity  As a dedicated Bank Credit Risk Analyst Senior, you will be using quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Owns mitigation of operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.

We offer a flexible work environment that requires an individual to be  in the office 4 days per week.  This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC or Tampa, FL. Relocation assistance is  not  available for this position.

What you'll do:
Applies industry leading practices and analytical skills to identify risks and opportunities within the handled portfolio and translates results into strategic solutions with the delivery of credit risk strategies.
Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.
Partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key partners and leadership.
Analyzes internal and external scores/data for use in identifying first party fraud.
Applies industry knowledge and driven benchmarking to advise credit strategy development.
Uses advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and exciting problems.
Develops, handles, and presents comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
Designs and performs complex financial risk sensitivity analysis.
Builds and handles credit strategy infrastructure and ensures credit strategies are implemented as intended.
Applies expert programming and analytical techniques to analyze credit data.
Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management.
Collaborates with key partners to guide & facilitate teams in the development and implementation of key initiatives.
Applies analytically derived insights to develop strategic plans with significant impact to business results.
Coaches and mentors other analysts and acts as a leader with vision within the analyst community.
Ensures risks associated with business activities are optimally identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:
Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical field; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, risk assessments or bank credit risk data; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical subject area and 4 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, risk assessments or bank credit risk data.
Experience in financial analysis activities to support risk strategy.
Strong understanding of banking regulations, risk, and/or compliance.
Advanced presentation and communication skills.
Advanced eye for business and attention to detail and accuracy.
Advanced research and investigation skills and demonstrated good judgement in problem solving.
Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPS or Visual Basic).
Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.

What sets you apart:
6+ years of experience with Python, SAS, or SQL to assemble and analyze data; including aggregation from multiple sources, working with different grains of data, identifying, and resolving anomalies, and using sophisticated joins to prepare data for analysis.
6+ years of experience of credit risk management and analytical projects for consumer lending products, preferably with experience in data driven strategy creation and decision making.
Experience with credit card origination credit strategy, or valuation (NPV) model for consumer lending products.
Experience working with cross functional partners and key collaborators to build consensus and drive initiatives.
Strong written and verbal communication skills with ability to translate analysis results into clear insights and actions.
US military experience through military service or a military spouse/domestic partner.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation:  USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $120,550 - $230,400 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits:  At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an equal opportunity and affirmative action employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other legally protected characteristic.

<div id="sajCpTopImage"></div><div id="sajCpCustomDescription">Why USAA?Lets do something that really matters.<br><br>At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nations military, but we all share in the mission to give back to those who did. Were working as one to build a great experience and make a real impact for our members.<br><br>We believe in our core values of honesty, integrity, loyalty and service. Theyre what guides everything we do  from how we treat our members to how we treat each other. Come be a part of what makes us so special!<br><br> We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, or Phoenix, AZ. Relocation assistance is not available for this position.<br><br>Leads risk management oversight for a line of business or staff agency in key risk identification, measurement, monitoring, control, and reporting. Drives the understanding and management of risk through appropriate practices and processes. <br><br>Takes ownership of assessing and overseeing business exposures including key and emerging risks. <br><br>Leads activities that monitor the risk and control environment and provide effective challenge to internal and external partners to ensure that exposures are kept at acceptable levels. <br><br>Raises and reports risks to the appropriate governance bodies. <br><br>Leads and drives complex initiatives and cross functional teams within the Chief Risk Office, across multiple bank business functions, and potentially across the Enterprise that drive successful problem resolution. <br><br>Leverages broad enterprise knowledge and/or expert knowledge of core business discipline(s), products, and processes.The Opportunity<p><b>What you'll do:</b></p><ul><li>Identifies, seeks, and successfully influences key partners across the Bank business executive leadership to support the identification, assessment, aggregation and the overall management of risks and controls.</li><li>Presents findings and recommendations to various levels of leadership and management committees and successfully communicates with and influences Bank executive leaders to adopt recommendations to improve the risk and control environment for the Bank.</li><li>Creates and effectively manages strong partnerships with the Bank and other risk and control functions including Business Risk and Control, Compliance and Operational Risk Testing (ECORT) among others to drive successful results and alignment on key risks.</li><li>Routinely communicates results of oversight activities including monitoring and risk assessments to governance committees business process owners and various levels of leadership in the bank and influences decision making.</li><li>Develops processes and procedures for successful implementation of new risk policies, practices, appetites, and solutions to ensure well-rounded understanding and management of Bank risks according to industry standard methodology.</li><li>Develops Bank risk tools, and methodologies to measure, monitor, and report risks based on established strategy.</li><li>Applies expert knowledge and independent critical thinking to use or produce analytical insights for discussion with cross functional teams to understand bank business objectives and influence solution strategies.</li><li>Leads, assembles, and facilitates cross-functional teams to identify, assess, aggregate, and mitigate current and emerging risk events.</li><li>Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area.</li><li>Formulates and reviews stress test plans for bank.</li><li>Evaluates results, and frames contingency plans in partnership with bank partners.</li><li>Crafts key communications to be delivered to bank executives and board members.</li></ul><p><b>What you have:</b></p><ul><li>Bachelor's degree in Risk Management, Business, Finance, or a related field and 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.</li><li>8 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area Or advanced degree/designation in Risk Management, Business, Finance, or other subject area relevant to risk management and 6 years of work experience in a subject area relevant to risk management.</li><li>Advanced risk management experience in a complex institution and/or highly matrixed environment.</li><li>Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management, which results in influencing business outcomes.</li><li>Experience leading and directing solution-oriented work with both internal and external partners in a highly collaborative environment.</li><li>Demonstrated critical thinking and proven knowledge of data analysis tools and techniques. Decision-making abilities, to include proven ability to effectively make data-driven decisions.</li><li>Proactively identifies potential concerns and follows-up to resolve issues.</li><li>Advanced knowledge of Microsoft Office products including Excel and PowerPoint.</li><li>Knowledge of federal regulation 12 CFR Part 30, including Appendices A and D and with federal supervisory guidance, to include:</li><li>OCC Documents: Large Bank Supervision Handbook; OCC Safety and Soundness Handbooks - Internal Controls, Corporate & Risk Governance, Retail Lending; and key OCC bulletins - Model Risk Governance, Model Risk Management, New Products and Services Risk Management, Third Party Risk Management, Technology Risk Management, Stress Testing, and Operational Risk</li><li>Federal Reserve Documents: Consolidated Supervision Framework for Large Financial Institutions; Federal Reserve Board Bank Holding Company Supervision Manual</li><li>FFIEC Manuals and Handbooks to include: Banking, General understanding of federal laws, rules, and regulations, to include: CRA; ECOA; FCRA; MLA; SCRA; Regulation DD; Regulation E; Regulation Z; BSA/AML; and UDAP/UDAAP</li><li>Laws and Regulations for illustrative purposes. Roles would need an understanding of all federal and state laws and regulatory guidance applicable to the organization and responsibilities of the role.</li></ul><p><b>What sets you apart:</b></p><ul><li>Experience with Regulatory Exams, Audits, Internal Risk Assessments, and Reviews.</li><li>Issue management life cycle experience. Exposure to Controls infrastructure including process risk identification, controls mapping, testing and gaps closure.</li><li>Experience with executive communications and presentations, independently lead stakeholders engagements and meetings</li><li>US military experience through military service or a military spouse/domestic partner [optional]</li></ul><p>The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.</p><p><b>What we offer:</b></p><p><b>Compensation:</b> USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $138,230 - $264,200<b>.</b></p><p>Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.</p><p><b>Benefits:</b> At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.</p><p>For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.</p><p><i><span>Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. </span></i></p><p><i><span></span></i></p><p><i><span>USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.</span></i></p></div><div id="sajCpQualifications"><div id="sajCpQualificationsRequired"><h3 class="jobOverviewSubtitle">Required</h3><ul></ul></div><div id="sajCpQualificationsPreferred"><h3 class="jobOverviewSubtitle">Preferred</h3><ul></ul></div></div><div id="sajCpIndustries"><h3 class="jobOverviewSubtitle">Job Industries</h3><ul><li><a id="sajCpSingleIndustryLink" href="https://www.snagajob.com//job-search/q-Other">Other</a></li></ul></div>

<div id="sajCpTopImage"></div><div id="sajCpCustomDescription">Why USAA?Lets do something that really matters.<br><br>At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nations military, but we all share in the mission to give back to those who did. Were working as one to build a great experience and make a real impact for our members.<br><br>We believe in our core values of honesty, integrity, loyalty and service. Theyre what guides everything we do  from how we treat our members to how we treat each other. Come be a part of what makes us so special!The Opportunity<p>As a dedicated Bank Credit Risk Analyst Senior, you will be using quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Owns mitigation of operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products.</p><p>We offer a flexible work environment that requires an individual to be <b>in the office 4 days per week.</b> This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC or Tampa, FL. Relocation assistance is <b>not</b> available for this position.</p><p><b>What you'll do:</b></p><ul><li>Applies industry leading practices and analytical skills to identify risks and opportunities within the handled portfolio and translates results into strategic solutions with the delivery of credit risk strategies.</li><li>Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.</li><li>Partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key partners and leadership.</li><li>Analyzes internal and external scores/data for use in identifying first party fraud.</li><li>Applies industry knowledge and driven benchmarking to advise credit strategy development.</li><li>Uses advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and exciting problems.</li><li>Develops, handles, and presents comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.</li><li>Designs and performs complex financial risk sensitivity analysis.</li><li>Builds and handles credit strategy infrastructure and ensures credit strategies are implemented as intended.</li><li>Applies expert programming and analytical techniques to analyze credit data.</li><li>Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management.</li><li>Collaborates with key partners to guide & facilitate teams in the development and implementation of key initiatives.</li><li>Applies analytically derived insights to develop strategic plans with significant impact to business results.</li><li>Coaches and mentors other analysts and acts as a leader with vision within the analyst community.</li><li>Ensures risks associated with business activities are optimally identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.</li></ul><p><b>What you have:</b></p><ul><li>Bachelors degree in Business Management, Finance, Economics, Engineering, or in a Mathematical field; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.</li><li>6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, risk assessments or bank credit risk data; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical subject area and 4 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, risk assessments or bank credit risk data.</li><li>Experience in financial analysis activities to support risk strategy.</li><li>Strong understanding of banking regulations, risk, and/or compliance.</li><li>Advanced presentation and communication skills.</li><li>Advanced eye for business and attention to detail and accuracy.</li><li>Advanced research and investigation skills and demonstrated good judgement in problem solving.</li><li>Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.</li><li>Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPS or Visual Basic).</li><li>Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.</li></ul><p><b>What sets you apart:</b></p><ul><li>6+ years of experience with Python, SAS, or SQL to assemble and analyze data; including aggregation from multiple sources, working with different grains of data, identifying, and resolving anomalies, and using sophisticated joins to prepare data for analysis.</li><li>6+ years of experience of credit risk management and analytical projects for consumer lending products, preferably with experience in data driven strategy creation and decision making.</li><li>Experience with credit card origination credit strategy, or valuation (NPV) model for consumer lending products.</li><li>Experience working with cross functional partners and key collaborators to build consensus and drive initiatives.</li><li>Strong written and verbal communication skills with ability to translate analysis results into clear insights and actions.</li><li>US military experience through military service or a military spouse/domestic partner.</li></ul><p>The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.</p><p><b>What we offer:</b></p><p><b>Compensation:</b> USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $120,550 - $230,400<b>.</b></p><p>Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.</p><p><b>Benefits:</b> At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.</p><p>For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.</p><p><i><span>Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. </span></i></p><p><i><span></span></i></p><p><i><span>USAA is an equal opportunity and affirmative action employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other legally protected characteristic.</span></i></p></div><div id="sajCpQualifications"><div id="sajCpQualificationsRequired"><h3 class="jobOverviewSubtitle">Required</h3><ul></ul></div><div id="sajCpQualificationsPreferred"><h3 class="jobOverviewSubtitle">Preferred</h3><ul></ul></div></div><div id="sajCpIndustries"><h3 class="jobOverviewSubtitle">Job Industries</h3><ul><li><a id="sajCpSingleIndustryLink" href="https://www.snagajob.com//job-search/q-Other">Other</a></li></ul></div>

<h3>Job Description</h3><div>Job Description<div>Description:<p></p><p>As a Risk Analyst, you will play a critical role in identifying, enhancing, and assessing potential risks that could impact the organization's operations, reputation, and financial health. You will analyze processes, identify areas risk and associated controls, track identified findings and corrective action, and provide recommendations to enhance the company's risk management strategies. The ideal candidate has strong analytical skills, attention to detail, and a deep understanding of risk management principles.</p><p><br /></p><p><strong>About Servbank</strong></p><p>Founded in 1994, Servbank is a banking institution with local roots and national reach. We were built on a foundation of community-orientation, which ensures that no matter who we serve, we do so with the human touch that marks the gold standard of service. We work with individuals, businesses, and communities, so that whether you’re a student, a homeowner, a small business owner, or a community leader, we can help you fulfill your goals. Come create excellence with Servbank.<br><br><strong> Duties and Responsibilities</strong></p><ul><li>Review existing risk assessments to identify additional potential risks across various areas, including financial, operational, regulatory, and strategic risks.</li><li>Develop and maintain risk and control libraries within the enterprise risk management platform, linking all identified risks and associated mitigation plans to business areas across the enterprise.</li><li>Collaborate with different departments to identify and implement mitigating controls into the risk assessment.</li><li>Monitor the effectiveness of implemented controls and recommend adjustments as necessary.</li><li>Ensure that all risk management activities comply with relevant laws, regulations, and industry standards.</li><li>Stay updated on changes in regulatory requirements and adjust risk assessment risks and controls accordingly.</li><li>Participate in the development and enhancement of risk management frameworks, policies, procedures, and job aids.</li><li>Conduct risk management training sessions for staff to promote a risk-aware culture within the organization.</li><li>Document and report Issues Management findings to management and recommend preventive measures.</li><li>Prepare detailed risk reports and presentations for senior management, outlining key findings and recommendations.</li></ul><p><br /></p>Requirements:<p><strong>Essential Knowledge and Skills</strong></p><ul><li>Experience in financial services or another highly regulated industry.</li><li>Familiarity with Enterprise Risk Management (ERM) frameworks.</li><li>Project management skills and experience collaborating with cross-functional teams.</li></ul><p><strong>Education and Experience</strong></p><ul><li>Proven experience (2-5 years) in risk analysis, risk management, or a related field.</li><li>Strong analytical skills.</li><li>Proficiency in risk management software and tools (e.g., nContracts).</li><li>Excellent written and verbal communication skills with the ability to present complex information clearly and concisely.</li><li>Strong attention to detail and ability to work under pressure in a fast-paced environment.</li><li>Knowledge of regulatory requirements and industry best practices in risk management.</li></ul><p><br /></p><p><strong>EEO Statement:</strong></p><p>We’re an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.</p></div></div>

<b>Position Overview</b><br><br>At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the companys success. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position].<br><br><br><br><b>Job Profile</b><br><br><p></p><p></p><h1><b>Position Overview</b></h1><p></p>At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the companys success. <br><br>As a Business Continuity Specialist within PNCs Business Continuity Transformation organization, you will be based in Pittsburgh, PA, Cleveland, OH, Birmingham, AL, Phoenix, AZ or Dallas, TX. The position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis.  Some responsibilities may be performed remotely, at the managers discretion.<br><br>Preferred skills include, but not limited to;<br> Conduct thorough risk assessments to identify potential risks and vulnerabilities to the banks operations<br> Develop and maintain risk models and tools to support decision-making processes<br> Analyze risk data, trends, and current events to evaluate the potential impact on the organization<br> Develop testing scenarios<br> Maintain banking risk awareness through review of regulatory updates, news sources, industry reports, and specialized publications<br> Experience in Excel, PowerPoint and Tableau preferred<br> Experience with Enterprise Risk Analysis is a plus<br> Third party experience preferred (assessments)<br> Excellent communication skills<br><br>PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.<p></p><p></p><h1><b>Job Description</b></h1><ul><li>Assists in the development of business continuity and disaster recovery plans; oversees testing, emergency response, and recovery. Guides the selection of operating strategies for the continuation of the business within a recovery time objective.</li><li>Supports business recovery, crisis management, emergency management, contingency planning and disaster-preparedness planning. Provides support and expertise during live events.</li><li>Conducts, communicates, and maintains business continuity lifecycle.</li><li>Monitors and reports on the compliance of business continuity processes, readiness, events and exercise results. Supports businesses in relationships with audit and government regulators on business continuity issues.</li><li>Develops, enhances and disseminates information on continuity processes, standards and initiatives. Provides support for the development and delivery of training on business continuity.</li></ul><p></p><p>PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:</p><ul><li><b>Customer Focused</b> - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.</li><li><b>Managing Risk</b> - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.</li></ul><p></p><p></p><p></p><h1><b>Qualifications</b></h1><p></p><p>Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.</p><p></p><p></p><h2><b>Preferred Skills</b></h2>Auditing Operations, Competitive Advantages, Crisis Management, Disaster Recovery Planning, Process Design, Regulatory Compliance<p></p><p></p><h2><b>Competencies</b></h2>Contingency and Disaster Recovery, Crisis Management, Decision Making and Critical Thinking, Effective Communications, Flexibility and Adaptability, Industry Knowledge, Planning: Tactical, Strategic, Requirements Analysis<p></p><p></p><h2><b>Work Experience</b></h2>Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.<p></p><p></p><h2><b>Education</b></h2>Bachelors<p></p><p></p><h2><b>Certifications</b></h2>No Required Certification(s)<p></p><p></p><h2><b>Licenses</b></h2>No Required License(s)<p></p><p></p><h1><b>Benefits</b></h1><p></p>PNC offers a comprehensive range of benefits to help meet your needs now and in the future.  Depending on your eligibility, options for full-time employees include:  medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.<p></p><p></p>In addition, PNC generally provides the following paid time off, depending on your eligibility*:  maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.<p></p><p>To learn more about these and other programs, including benefits for full time and part-time employees, visit <a href="https://www.pncbenefits.com/" target="_blank">pncbenefits.com</a> > New to PNC.</p><p></p><p><i>*For more information, please click on the following links:</i></p><p><a href="https://www.pncbenefits.com/timeaway.html" target="_blank"><i>Time Away from Work</i></a></p><p><a href="https://www.pncbenefits.com/ft-benefits-overview.html" target="_blank"><i>PNC Full-Time Benefits Summary</i></a></p><p><i><a href="https://www.pncbenefits.com/pt-benefits-overview.html" target="_blank">PNC Part-Time Benefits Summary</a></i></p><p></p><p></p><h1></h1><h1><b>Disability Accommodations Statement</b></h1><p></p><p>If an accommodation is required to participate in the application process, please contact us via email at <a target="_blank" href="mailto:AccommodationRequest@pnc.com">AccommodationRequest@pnc.com</a>. Please include accommodation request in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. </p><p><br />At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.</p><p></p><p></p><h1><b>Equal Employment Opportunity (EEO)</b></h1><p><br />PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.</p><p></p><p></p><h1><b>California Residents </b></h1><p></p><p>Refer to the <a target="_blank" href="https://content.pncmc.com/live/pnc/aboutus/HR/Onboarding/PNC_CCPA_Privacy_Disclosure_Employee.pdf">California Consumer Privacy Act Privacy Notice</a> to gain understanding of how PNC may use or disclose your personal information in our hiring practices.</p>

Why USAA?

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

We are looking for a Senior Risk Analyst specializing in Data Risk with a minimum of five years of demonstrated experience in data governance and data management. The ideal candidate will have expertise in either data governance or data management risk frameworks. Strong written and verbal communication abilities are important for this position, along with the capacity to generate detailed reports and deliver presentations to senior leadership.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ and Charlotte, NC

Relocation assistance is not available for this position.

What you'll do:

Partners with key customers in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using advanced knowledge.

Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.

Implements new risk policies, practices, appetites and solutions to ensure well-rounded understanding and management of risks according to industry standard process.

Improve and supplies to strategies, tools, and methodologies to measure, monitor, and report risks.

Applies knowledge to use or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.

Serves as a key contributor in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.

Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business partners.

What you have:

Bachelor's degree in Risk Management, Business, Finance, or a related field. OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.

6 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area.

Or advanced degree/designation in Risk Management, Business, Finance, or other subject area relevant to risk management and 4 years of work experience in a field relevant to risk management.

Risk management experience in a complex institution and/or highly matrixed environment.

Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.

Ability to optimally work with both internal and external partners in a highly collaborative environment.

Proven critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include proven ability to optimally make data-driven decisions.

Proactively identifies potential concerns and follows-up to resolve issues.

Detailed knowledge of Microsoft Office products including Excel and PowerPoint.

What sets you apart:

Expertise in developing effective risk strategies related to data governance, data quality, and information risk

Five + years of data governance and data management

Proven experience in data governance OR data management risk frameworks.

Strong communication skills both written and verbal

Develop management reporting related to data governance

Industry related certifications or designations: CDMP, CRISC, CIPP/US, CIPP/E, CIPM, or CIPT

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $99,160 - $189,530 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

If you are an existing USAA employee, please use the internal career site in OneSource to apply.

Please do not type your first and last name in all caps.

Find your purpose. Join our mission.

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

California applicants, please review our HR CCPA - Notice at Collection (https://statmcstg.usaa.com/mcontent/static_assets/Media/enterprise_hr_cpra_notice_at_collection.pdf) here.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

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