<h5>Why USAA? </h5>Let’s do something that really matters. At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members. We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special! <h5>The Opportunity </h5>As a dedicated Bank Credit Risk Analyst, you will use quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite.  Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products. Uses quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance for consumer credit portfolios to optimize profitable growth within risk appetite. Mitigate operational and compliance risk inherent in credit strategy. Tracks and monitors internal and external factors impacting credit strategy performance for bank portfolio products. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC or Tampa, FL. This position can also work remotely in the continental U.S. with occasional business travel. Relocation assistance is not available for this position. What you'll do: <ul> <li>Applies industry leading practices and analytical skills to identify risks and opportunities within the led portfolio and translates results into strategic solutions with the delivery of credit risk strategies. </li><li>Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. </li><li>Assists in delivering Bank credit risk strategies across lines of defense by optimally driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stpartnersnd leadership </li><li>Applies industry knowledge and driven benchmarking to inform credit strategy development. </li><li>Uses quantitative analysis based upon internal and external data sources to bring structure and clarity to challenging problems. </li><li>Develops and presents comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. </li><li>Performs sophisticated financial risk sensitivity analysis. </li><li>Builds requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended. </li><li>Applies programming and analytical techniques to analyze credit data. </li><li>Provides support for junior team members regarding analytics and risk management. </li><li>Collaborates with key partners to guide & facilitate teams in the development and implementation of key initiatives. </li><li>Ensures risks associated with business activities are optimally identified, measured, mosupervisedand controlled in accordance with risk and compliance policies and procedures. </li></ul> What you have: <ul> <li>Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical subject area; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. </li><li>4 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments such as analyzing and interpreting complex bank credit risk data and credit or financial analysis activities, and/or driving activities that support consumer credit risk strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical subject area and 2 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments. </li><li>Understanding of banking regulations, risk and/or compliance. </li><li>Strong presentation and communication skills. </li><li>Good business acumen and attention to detail and accuracy. </li><li>Strong research, investigation skills and demonstrated good judgement in problem solving. </li><li>Solid understanding of Microsoft Office products, particularly Excel, Word, and PowerPoint. </li><li>Solid understanding of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPSS, Python, R or Visual Basic). </li><li>Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. </li></ul> What sets you apart: <ul> <li>2+ years of experience with Python, SAS, or SQL to assemble and analyze data; including aggregation from multiple sources, working with different grains of data, identifying, and resolving anomalies, and using sophisticated joins to prepare data for analysis. </li><li>2+ years of experience of credit risk management and analytical projects for consumer lending products, preferably with experience in data driven strategy creation and decision making. </li><li>Experience with Credit Karma LightBox strategy, or valuation (NPV) model for consumer lending products. </li><li>Experience working with cross functional partners and key customers to build consensus and drive initiatives. </li><li>Strong written and verbal communication skills with ability to translate analysis results into clear insights and actions. </li><li>US military experience through military service or a military spouse/domestic partner. </li></ul> The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. What we offer: Compensation: USAA has an effective method for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $89,990 - $172,000. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Corporate Risk Analyst (Senior) Please note that a Hybrid Telework Schedule will be considered for this position. Hybrid is defined as a pre-determined blend of working from home and in the office.Two (2) days in the office, and three (3) days at home per week will be offered after the standard probation period. If you have solid insurance risk management, financial capabilities, and analytical skills in the areas we are seeking, are proactive and self-starting, and enjoy working in a team environment, we want to hear from you! Colorado Springs Utilities is seeking to hire a Senior Risk Analyst to join our Planning and Finance Division (PFD). This position will provide business support to the insurance and risk functions assigned to the Financial Planning & Risk Department.As an integral member of the Planning and Finance team, you will have the opportunity to perform some or all the following functions:data analysis (research, data collection, review, interpretation, concluding), monitoring and tracking records/results, and/or developing processes to increase the efficiency of operations or reduce cost. Join a team of analysts who share your enthusiasm and passion for this field.Within this position at Colorado Springs Utilities, we will continually stretch your capabilities by exposing you to the advanced functions within the Financial Planning & Risk Department as you progress in your development. Key Areas of Focus: <ul> <li>Perform a variety of analyses and research plus collect, compile, verify, and explain financial information, insurance evaluations, and economic indicators</li> <li>Facilitate the insurance management processes including but not limited to insurance policy renewal, insurance carrier inspections/audits; completion of enterprise-wide property recommendations program, and property inspections</li> <li>Review and forecast insurance-related expenditures and coordinate data gathering for insurance renewals and site visits</li> <li>Gather data and coordinate the insurance claim process, and evaluate special and timely requests for insurance documentation</li> <li>Review insurance-related contract information</li> <li>Insurance premium forecasting for annual budget </li> <li>Evaluate risk in contracts and other documents (this includes but is not limited to recommending and advising on risk transfer through insurance or other methods)</li> <li>Insurance premium invoice payment and tracking for all policies</li> <li>Establishes and maintains strong relationships with the following units including but not limited to Legal, Procurement, and Operation teams which include consultative direction relating to risk management matters, risk exposures, and training resources</li> <li>Assistance facilitating property assessments (Gas and electrical risk assessments)</li> <li>Develop job-specific skills and abilities as a backup resource in the department</li> </ul> Who you are...a team player, who thrives on variety in your work and is passionate about your field. The most successful candidate offers: <ul> <li>A bachelor's degree in Accounting, Finance, Business, or Risk Management, or equivalent experience (5years) from a broker, insurer or in-house corporate risk and insurance analyst-closely related field</li> <li>Strong technical knowledge of contract insurance requirements</li> <li>Significant and demonstrated experience in an analytical and financial environment</li> <li>Demonstrated and documented competency in the noted key responsibilities should be reflected in your resume</li> <li>Strong quantitative and qualitative data collection, research, forecasting, analytical, and budget skills would make you an ideal match for this role</li> <li>Associate in Risk Management (ARM) or Chartered Property Casualty Underwriter (CPCU) certifications would be an added plus for the role</li> </ul> The military job codes/duty codes most closely related to this role are:36B, 65F1, 65F2, 65F3, 65F4, 65FX, 6410, 6413, 6415, 6417, 3401, 3404, 3408, 9680 Our Commitment to Our Employees... Our people are the heart and soul of Colorado Springs Utilities.They keep the lights on, gas flowing, water coming in, and wastewater leaving.We do not just say people are important - we prove it!That's why we are honored to invest in protecting the health and financial security of our employees and their families through our rich benefits program. <ul> <li>Time Off - Because everybody needs time off to recharge <ul> <li>Vacation - New employees accrue 13 days of paid time off to start, while our more tenured employees accrue 24 days per year</li> <li>Personal Leave -3 days per year of personal leave</li> <li>Paid Holidays -12 paid holidays per year</li> <li>Sick Leave - Accrue 12 days of sick leave annually for those days when you or a family member is feeling under the weather</li> <li>Vacation Buy - Purchase up to 40 hours of additional vacation time</li> </ul> </li> <li>Pension Plan - Looking forward to a comfortable lifestyle once you're done working? The Colorado Public Employees' Retirement Association (PERA) provides you with retirement benefits and peace of mind when you retire </li> <li>Medical - Select from three comprehensive medical plans, starting at $0 per month.Employees also enjoy access to a Health Savings Account (HSA) and Flexible Spending Account (FSA). (effective the 1st of the month following your start date)</li> <li>Wellness Program - Voluntary wellness program that allows you and your spouse to each earn up to $500 to use towards healthcare expenses, $100 in Visa gift cards, and up to $400 in gym membership reimbursements</li> <li>Dental - Select from two dental plans, with in-network PPO preventive care covered at 100% and access to orthodontia coverage (effective the 1st of the month following your start date)</li> <li>Vision - Voluntary plan that covers full vision care services and discounts on LASIK eye surgery (effective the 1st of the month following your start date)</li> <li>Retirement Saving Programs - Supplement your pension plan with voluntary retirement programs such as the PERAPlus 401(k) and MissionSquare's Roth IRA and 457 plans</li> <li>Disability Coverage - Short-Term (STD) and Long-Term Disability (LTD) insurance available for purchase (effective the 1st of the month following your start date)</li> <li>Employee Assistance Program (EAP) - Makes the going a little easier by aiding with mental health, stress management, work-life balance, financial and legal matters, and much more</li> <li>Long-Term Care Insurance (LTC) - Whether it's due to an accident or a serious illness, LTC insurance is available for purchase to help you and your loved ones (effective the 1st of the month following your start date)</li> <li>Life Insurance - Company-paid life insurance and supplemental coverage available (effective the 1st of the month following your start date)</li> <li>Tuition Reimbursement - Employees are eligible to receive up to $5,250 annually for Tuition Reimbursement</li> <li>Qualifying Public Service Employer - Payments made towards student loans may qualify for the Public Service Loan Forgiveness Program</li> </ul>

Why USAA?We are seeking a diligent Risk Analyst Lead with expertise in Deposits, Payments, and Credit Cards. The ideal candidate will possess a solid background in Operational Risk Programs and SLOD risk experience. If you excel in leading projects independently and delivering detailed meeting materials to executive leadership, we want to hear from you!This position can work remotely in the continental U.S. with occasional business travel.Relocation assistance is not available for this position.The OpportunityWhat you'll do:* Identifies and seeks key partners across the enterprise to support the identification, assessment, aggregation and the overall management of risks and controls.* Presents findings and recommendations to various levels of leadership.* Routinely communicates results of risk assessments to governance committees, business process owners and various levels of leadership and influences decision making.* Develops process and procedures for successful implementation of new risk policies, practices, appetites and solutions to ensure comprehensive understanding and management of risks according to industry standard process.* Develops strategies, tools, and methodologies to measure, monitor, and report risks.* Applies expert knowledge to use or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.* Leads, assembles and facilitates cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.* Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area.* Formulates and reviews stress test plans for a line of business or the enterprise.* Evaluates results, and frames contingency plans in partnership with key business collaborators.* Crafts key communications to be delivered to executives and board members.What you have:* Bachelor's degree in Risk Management, Business, Finance, or a related field and 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree* 8 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area.* Or advanced degree/designation in Risk Management, Business, Finance, or other subject area relevant to risk management and 6 years of work experience in a subject area relevant to risk management.* Advanced risk management experience in a complex institution and/or highly matrixed environment.* Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.* Experience leading and directing work with both internal and external partners in a highly collaborative environment.* Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include proven ability to effectively make data-driven decisions.* Proactively identifies potential concerns and follows-up to resolve issues.* Advanced knowledge of Microsoft Office products including Excel and PowerPoint.What sets you apart:* Second or Third Line of Defense (e.g., Risk Management, Compliance, Audit) experience providing independent oversight of Retail Banking, notably Payments/Money Movement.* Proven understanding and experience in leading and/or implementing core Operational Risk Programs, such as Risk and Control Self-Assessment, Issues Management, Metrics/Key Risk Indicators, and Operational Loss reviews.* Experience in successfully driving independent validation testing associated with internally identified issues and external Regulatory Actions.* Experience conducting ongoing monitoring and targeted risk assessments efforts, developing conclusions, and influencing executive leadership to motivate change and risk reduction.* Ability to quickly develop an understanding of front-line end-to-end business processes, identify operational risk drivers, and potential control gaps and/or failure points providing management with forward-looking solutions to ensure timely risk mitigation.* Critical thinking ability and skills to understand complex risk management principles.* Excellent social, verbal, and written communication skills with ability to present complex and critical issues to all levels of management.* Experience preparing and delivering accurate and concise meeting materials for senior leadership and Regulatory audiences.* Ability to lead projects with minimal direction.The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.What we offer:Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $138,230 - $264,200.Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Risk Analyst Jobs in Colorado Springs, CO

Bank Credit Risk Analyst Senior Retail Banking
November 14, 2024

Job Profile Name Bank Credit Risk Analyst I Retail Banking
November 13, 2024

Bank Credit Risk Analyst Senior Retail Banking
November 10, 2024

Corporate Risk Analyst Senior
November 5, 2024

Risk Analyst Leadpayments
October 23, 2024

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Risk Analyst Jobs in Colorado Springs, CO

Bank Credit Risk Analyst Senior Retail BankingNovember 14, 2024

Job Profile Name Bank Credit Risk Analyst I Retail BankingNovember 13, 2024

Bank Credit Risk Analyst Senior Retail BankingNovember 10, 2024

Corporate Risk Analyst SeniorNovember 5, 2024

Risk Analyst LeadpaymentsOctober 23, 2024