Description As the Business Banking Credit Product Manager (CPM) you will act as the Credit Liaison for your assigned regions within Business Banking. The candidate will partner with Market Managers, Relationship Managers, Underwriters, Portfolio Managers, and Credit Officers to deliver a world class end-to-end credit experience for our clients. The Credit Products Manager (CPM) is a vital role supporting the coverage teams in sizing credit opportunities through but not limited to the following: DSCR/Fixed Charge analysis, Collateral Analysis, Tertiary Support, Sector Selection, and Fundamental Alignment to the Divisions Risk Strategy. A key pillar in this job function is the mentoring and coaching of Market Managers and Relationship Managers to develop the necessary skills to have an advisory led discussion. CPMs will ensure that deal teams have a firm understanding of the accounting nuances that impact a financial discussion along with key drivers that are tailored to bespoke industries by leveraging call pre-call planning tools to facilitate desired call outcomes. CPMs should develop their colleagues with an eye toward effective independence. Job Responsibilities + Participate in prospect and client calls + Assist in required pre-screens with the risk team as required; co-led when necessary + Co-Author term sheets as required + Ensure we have a complete and sound credit package prior to submission + Host and facilitate credit training workshops + Identify SBA opportunities where appropriate and work SMEs for proper structuring + Develop a cohesive strategy with the RM1 coverage teams on effective and ongoing wholesale credit management + Coach and support coverage teams with wholesale Watch process + Coach and assist sales teams in all aspects of the Credit process including needs analysis, screening loan requests, credit analysis, credit structuring, pricing, negotiations, and credit training + Represent business banking in credit related Committees and Group projects Coach, train, and provide guidance to ensure a consistent execution of Retail and Commercial credit policy and credit risk strategies and Serve as a subject matter expert on BCS processes and procedures Qualifications, Education, Certifications and/or Other Professional Credentials + Bachelors Degree required + 5+ years Business Banking credit experience + Prior background coaching teams + Excellent written and communication skills + Strong business acumen Hours & Work Schedule + Hours per Week: 40 + Work Schedule: Monday - Friday 8 AM - 5 PM Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleagues or a dependents reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. Equal Employment and Opportunity Employer Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 09/30/2024

Description Citizens Commercial Banking is currently seeking a Product Manager to join our Trade & Supply Chain Finance business. Our goal is to provide Citizens clients with a best-in-class experience by delivering a comprehensive, digitally enabled suite of Trade and Supply Chain Finance solutions. This is a unique opportunity to help lead an expanding, entrepreneurial business within a dynamic and growing super-regional bank. The Trade & Supply Chain Finance Senior Product Manager develops and drives the product strategy of both Traditional Trade and Supply Chain Finance products. This pivotal role is responsible for profitability, quality, and competitiveness of the product suite, and serves as one of the teams most visible leaders. Primary responsibilities include: + Develop, own, and drive product strategy and new product development for the Trade & Supply Chain Finance business. + Oversee the day-to-day operating needs Trade & Supply Chain Product Management. + Manage technology developers, vendors, and internal partners. + Act as the primary liaison with key partners such as Trade Operations, Technology, and Legal, Compliance, and Risk. Build and maintain effective relationships with Finance, Credit, and Marketing. + Enable the success of Sales colleagues: participate in client calls as required; assist with technical sales for complex products, facilitate training and development and lead development of appropriate collateral. + Monitor and communicate risks associated with the product set. Understand the impact of regulatory changes and guide product and process adaptation. + Lead teams and mentor and develop junior team members. + Maintain active industry engagement to build CFG brand and help inform strategic direction. Qualifications Required Skills/Experience: + Minimum of 5-7 years product management experience with direct oversight of Trade and Supply Chain Finance Products Letters of Credit, Collections, Trade Receivables and Payables. + Detailed understanding of Trade finance industry dynamics, technology, operations, and competitive offerings. + Demonstrated ability to articulate strategic concepts and lay out a course of action to deliver profitable growth. + Comfort with P&L and financial reports. + Experience with building cross-functional partnerships and achieving goals while balancing the needs of multiple stakeholders. + Understanding and background in agile methodology. Education, Certification, and/or Other Professional Credentials: + BA/BS required + Masters Degree or MBA preferred The salary range for this position is $140,000 - $160,000, plus benefits and an opportunity to earn and annual discretionary bonus. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits. Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleagues or a dependents reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. Equal Employment and Opportunity Employer Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Description The Product Manager (Escrow Services) will be the primary subject matter expert for the Commercial Liquidity Escrow and Agency Escrow Business. (S)he will develop and drive the strategy and roadmap for the product, which would support the overall business strategy of the organization. The successful candidate must be attuned to the latest liquidity market and product trends and developments, continuously evolving competitive and regulatory landscape and serve as a subject matter expert matter in these areas This role can be located within the Northeast region of the Citizens Bank footprint. Escrow-specific Responsibilities • Act as an SME / thought leader for the existing Escrow / Agency Escrow Business for Commercial Liquidity • Manage and grow existing book of business - Escrow / Agency Escrow • Provide expertise (supplemented by research) to identify opportunities for targeted segmentation, expansion of product and service capabilities, and forming strategic partnerships both internally and externally • Ensure smooth operation of the Products by designing efficient process flows; investigate and quickly address any issues that might come up during the normal course of business • Design and Execute Product Expansion Strategy • Identify additional product capabilities to implement (acquire / build / license) Identify specific segments / clients to pursue Liaise with Sales and Relationship Managers to pursue target segments through Sales Strategies, partnerships, marketing, etc. Increase share of wallet for existing clients Identify new prospects (new quickly growing entrants) Leverage referrals and partnerships • Drive Deposit Growth Strategy for the Escrow book of business • Develop and implement marketing strategy for the Escrow Products as well as strengthen / create internal and external partnerships. Some example include: • Internal - M&A, Enterprise, Legal • External vendors and clients • Marketing opportunities - e.g., white papers • Join conferences to promote brand recognition • End-to-end product ownership, development, and commercialization, including: Product positioning: Development, execution, and evaluation of "plays" (unique "go-to-market" strategies and ideas) Facilitation of stakeholder learning and development. Creation of collateral and digital resources for client facing activities. Development and ongoing support of relationships with external industry stakeholders (e.g., competitors, vendors, industry associations, customers) to ensure our products stay competitive and relevant Vendor management. Technical developments and upgrades • Definition, ownership, and drive of all business activities, initiatives, and tactics required to meet financial goals • Development and delivery of all training and pitch-book materials to all stakeholders • Monitoring, measuring and communication of risks (finance or reputational) associated with the product The functions of the role include: Strategy Development, New Product Development / Product Enhancements, Roll Out / Product and Customer Readiness (Training Plans, Marketing Plans, Implementation Plans, etc.), Sales Support, Business Line Support, Risk / Legal, Vendor Management, Marketing, Project Management, Client Issue resolution, Client Demos / RFPs Required Skills/Experience: • Direct knowledge of the Escrow business is preferred • Direct knowledge of Liquidity products. • Solid understanding of commercial banking product, operations, sales, service, and technical practices. • Demonstrated ability to articulate strategic concepts and lay out a strategic course of action. • Demonstrated ability to deliver profitable growth in a product area. • Expertise in the delivery, market value, and industry position of a product area. • Detailed understanding of the client needs that drive usage of the product(s). • Strong analytical skills and communications skills. Creative thinking and problem solving. • Detail oriented but maintains a big picture view at the same time. • Builds cross functional partnerships effectively: negotiates with good judgment among multiple stakeholders who may have conflicting needs. • Self-starter, goal oriented, proactive rather than reactive. • Gains the confidence of others through proven expertise and the ability to communicate it. Education, Certification, and/or Other Professional Credentials: • Bachelor's Degree required • Master's Degree preferred • Certified Treasury Professional (CTP) preferred The salary range for this position is $130,000 - $143,000, plus benefits and an opportunity to earn and annual discretionary bonus. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits. Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. Equal Employment and Opportunity Employer Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates. Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. <

Product Manager Citizens financial group, inc. Jobs

Business Banking Credit Product Manager Ii
September 1, 2024

Product Manager Trade Supply Chain Finance
August 28, 2024

Digital Product Manager
August 22, 2024

Product Manager Escrow Services
August 22, 2024

Home Equity Product Manager
August 16, 2024

Sr Product Manager Private Client Deposits And Affluent Segment Lead
August 14, 2024

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Product Manager Citizens financial group, inc. Jobs

Business Banking Credit Product Manager IiSeptember 1, 2024

Product Manager Trade Supply Chain FinanceAugust 28, 2024

Digital Product ManagerAugust 22, 2024

Product Manager Escrow ServicesAugust 22, 2024

Home Equity Product ManagerAugust 16, 2024

Sr Product Manager Private Client Deposits And Affluent Segment LeadAugust 14, 2024