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American Credit Acceptance Interview Questions

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Let’s say that your company is running a standard control and variant AB test on a feature to increase conversion rates on the landing page. The PM checks the results and finds a .04 p-value.

How would you assess the validity of the result?

Experiment Validity

You are testing hundreds of hypotheses with many t-tests. What considerations should be made?

What is a key disadvantage of the F-test when compared to multiple t-tests?

What is a key disadvantage of the F-test when compared to multiple t-tests?

Hundreds of Hypotheses

You are testing hundreds of hypotheses with many t-tests. What considerations should be made?

In an A/B test, how can you check if assignment to the various buckets was truly random?

In an A/B test, which of the following is a common method to determine if the assignment to the test groups was truly random?

In an A/B test, which of the following is a common method to determine if the assignment to the test groups was truly random?

Random Bucketing

American Credit Acceptance Salaries by Position

<h5>Overview</h5> Are you passionate about technology and business and ready to learn what it takes to help a private, fast-growing company innovate and execute in a solid financial organization? Come join our team as a Sr. Software Engineer to design and implement functional software solutions solving business problems and make an impact on the success of this growing organization. We are looking for aspirational creative technologists that love to learn and have developed a self-curiosity that drives their passion for technology and creating high quality / highly valuable systems. You will contribute to a strong culture that values working together, tackling challenges, giving and receiving feedback and demonstrates the organizations Guiding Principles on a daily basis. Your primary objective will be to deliver impactful value by developing high-quality software solutions that meet user needs and align with the organizations business goals. This will involve analyzing requirements, designing robust solutions, writing efficient code, and conducting thorough testing. As a Sr Software Engineer, you will have the responsibility to be an active team member, drive projects forward, mentor junior team members and contribute to continuous improvement initiatives. This is a full-time position based in our Spartanburg,SC office. The candidate will be expected to be onsite during normal business hours. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. <ul> <li>Deliver impactful and timely business value incrementally through designing, building and testing solutions by applying technical expertise to challenging design, implementation and delivery problems</li> <li>Contribute across the full-stack of systems, front-end, back-end</li> <li>Implementation of secure solutions through designing and implementing with a security first focus and utilizing data protection patterns</li> <li>Work directly with business leaders and subject matter experts to understand the business of American Credit Acceptance to ensure successful delivery of value</li> <li>Design and build for scalability, performance and maintainability</li> <li>Make recommendations for improvements to the technology from the assigned information technology platform</li> <li>Work cross-functionally with other team members: other engineers, testers, product owners, designers, technical and business operations, customer support</li> <li>Mentor junior engineers, new team members</li> </ul> Minimum Qualifications <ul> <li>Prefer a bachelors degree or higher, in Software Engineering or Computer Science strongly preferred or a related discipline</li> <li>7+ years of Software Engineering experience</li> <li>Strong written and verbal communications and teamwork skills</li> </ul> Preferred Qualifications <ul> <li>Strong object-oriented skills (preferably in .net/C#)</li> <li>Strong database modeling and design skills, both SQL and non-SQL databases</li> <li>Strong skills in developing for cloud native solutions (preferably AWS experience and AWS certifications a plus)</li> <li>Strong trouble-shooting skills</li> <li>Proficient in API design and development and implementing RESTful APIs</li> <li>Demonstrated understanding of designing and implementing secure solutions with accessibility and security first focus (prefer a strong understand of OWASP security principles)</li> <li>Demonstrated ability of keeping current with trends in information technology best practices and standards and how to apply this understanding to work projects and processes</li> <li>Demonstrated knowledge of common architectural and design patterns </li> <li>Demonstrated focus on quality deliverables with strong emphasis on peer review, implementing automated testing platforms for unit tests, integration tests and acceptance tests</li> <li>Strong appetite for continuous improvement throughout the SDLC with a habit of asking "why"</li> </ul> Travel This position may require up to 10% travel. EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. California Privacy Notice "As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice." Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. #LI-MH1

Overview: The Data Analyst will provide critical data processing, reporting, and analytics capabilities. This role would analyze complex data structures to generate useful business insights and develop reporting to monitor business critical results. Supports leadership team with data consultation, data gathering, and data analysis. Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.<ul><li>Quantitative and qualitative analysis; communicate with business customers to establish data requirements</li><li>Data preparation tasks, including acquisition, cleaning, storage, and quality assurance</li><li>Create tools or queries to obtain data from central data repository for the purposes of reporting, analysis, and process improvement</li><li>Present final analysis to customers</li><li>Participate on project teams</li></ul>Qualifications<ul><li>Bachelors degree</li><li>Experience with SQL or similar data querying language</li><li>Experience with programming language</li></ul>Preferred Qualifications<ul><li>Degree from an analytical field</li><li>1+ years experience with SQL</li><li>2+ years experience in programming</li></ul> To be successful in this role, you will need to demonstrate the characteristics our Guiding Principles: Integrity - Conduct all business in an honest, forthright, and ethical manner. Partnership - Honor commitments and develop enduring relationships grounded in mutual trust, respect, service, and reliability. This applies to customers, teammates, investors, financial partners, vendors, and our communities. Humility - Recognize what we do not know, actively seek knowledge and guidance in our decision making, and acknowledge, learn and grown from our mistakes. Principled Entrepreneurship - Create long-term value by anticipating opportunities for profitable growth, satisfying the evolving needs of the customer, and embracing change while striving for continuous improvement. Exercise sound judgment and take calculated risks to deliver superior results. Initiative - Be decisive and passionately pursue opportunities with a sense of urgency while continuously adapting and refining strategies. Fulfillment - Reach our full potential by developing our talents, earning meaningful responsibility, and overcoming challenges as a team, and find purpose in the positive impact we have on our business, family, and community. Work Environment and Physical Demands This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. This position is required to lift at least 50 pounds and have the mobility to keep the storage areas orderly and floors cleaned of IT clutter. Position Type/Expected Hours of Work This is a full-time position with a work schedule of Monday-Friday with some schedule variations as needed including on-call coverage rotation. Occasional night or weekend work for special projects. EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. You are not officially considered an applicant unless you have completed an employment application in ACA's online applicant tracking system, iCIMS. #LI-DNI

Overview: American Credit Acceptance seeks a highly-skilled, analytical Data Scientist to join the Data Science and Learning Team. The Data Scientist will leverage their advanced knowledge of statistical and machine learning techniques and their entrepreneurial mindset to uncover insights, build solutions, and deliver recommendations to the business. American Credit Acceptance is a rapidly-expanding company with extensive growth opportunities. We are proud to say, that we have experienced double digit growth for the last 10 years and currently have over $5,000,000,000 in assets. Our team members and corporate culture create a positive workplace that drives us to succeed, making American Credit Acceptance one of the top auto finance companies in the US for the emerging credit consumer. We offer a great work environment, awesome team members, competitive benefits, progressive career opportunities, a business casual dress code and we work hard to ensure every team member is empowered to work to their fullest potential. Responsibilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. <ul> <li>Analyze large amounts of structured and unstructured data using scientific methods and algorithms to develop knowledge and insights and improve business performance in impact areas including pricing modeling, financial returns, web analytics, call analytics, speech analytics, fraud analytics, forecasting, and auction analysis. </li><li>Understand and apply mathematical theory by developing and leveraging predictive models, boosted models, decision trees/Random forests, Support Vector Machine (SVM), neural networks/deep learning, regression modeling, experimental design, and other techniques. </li><li>Leverage R, Python, SQL, Tableau, and other quantitative analytical techniques to extract and manipulate data, as well as to develop, analyze, validate and deploy predictive models. </li><li>Engage across functional areas, including Operations, Legal, Compliance, Informational Technology, Vendor Management, and Finance to develop an understanding of fields to which statistical methods are to be applied and to determine which methods and results are appropriate. </li><li>Leverage statistical models and collaborate closely with technology and business groups to analyze operational feasibility, implementation, and production integration. </li><li>Develop profitability analyses to assess the financial value of new models. </li><li>Develop monitoring of model inputs, sampling techniques, and performance and make changes to models when needed. </li><li>Create statistically derived tests to grow business knowledge and measure the impact of hypotheses. </li><li>Research and evaluate advanced statistical techniques using machine learning and artificial intelligence techniques to advance knowledge and pursue new approaches. </li><li>Report results of statistical analyses and present written recommendations in a clear manner to senior executives. </li><li>Consistently consider, and follow, ACAs Guiding Principles </li></ul> Qualifications: <ul> <li>Bachelors or higher degree (or its equivalent) in Mathematics, Statistics, or a related analytical field with exceptional academic performance (3.4 or higher GPA) </li><li>Experience validating and monitoring models using statistical techniques and KPIs relevant in a business environment </li><li>Exceptional written and verbal communication, specifically, the ability to convey results to both technical, and non-technical, audiences effectively </li><li>Ability to manage multiple projects/tasks and prioritize them based on impact </li><li>The ability to quickly assess problems and find workable solutions within a business framework (understanding that added complexity does not always lead to added performance) </li></ul> ACAs Guiding Principles: To be successful in this role, you will need to demonstrate the characteristics our Guiding Principles: Integrity - Conduct all business in an honest, forthright, and ethical manner. Partnership - Honor commitments and develop enduring relationships grounded in mutual trust, respect, service, and reliability. This applies to customers, teammates, investors, financial partners, vendors, and our communities. Humility - Recognize what we do not know, actively seek knowledge and guidance in our decision making, and acknowledge, learn and grown from our mistakes. Principled Entrepreneurship - Create long-term value by anticipating opportunities for profitable growth, satisfying the evolving needs of the customer, and embracing change while striving for continuous improvement. Exercise sound judgment and take calculated risks to deliver superior results. Initiative - Be decisive and passionately pursue opportunities with a sense of urgency while continuously adapting and refining strategies. Fulfillment - Reach our full potential by developing our talents, earning meaningful responsibility, and overcoming challenges as a team, and find purpose in the positive impact we have on our business, family, and community. Work Environment and Physical Demands This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. This position is required to lift at least 50 pounds and have the mobility to keep the storage areas orderly and floors cleaned of IT clutter. Position Type/Expected Hours of Work This is a full-time position with a work schedule of Monday-Friday with some schedule variations as needed including on-call coverage rotation. Occasional night or weekend work for special projects. ACA provides equal employment opportunities (EEO) to all applicants for employment EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. You are not officially considered an applicant unless you have completed an employment application in ACA's online applicant tracking system, iCIMS. #LI-DNI

American Credit Acceptance Interview Questions

American Credit Acceptance Interview Guides

American Credit Acceptance Interview Questions

American Credit Acceptance Salaries by Position

American Credit Acceptance Opening Jobs